If you have inactive W-2 employees or no employees at all, you still need to have a subscription to pay contractors with direct deposit. You have an active subscription to any version of QuickBooks Online Payroll. The use of different funding bank accounts is not possible.
You have 1 bank account assigned to use for all DD transactions only. Here are some factors you need to consider: Hello, you can use direct deposit to pay your mom-1099 vendors.